What is smarter car insurance, anyway?
Clearcover Difference

What is smarter car insurance, anyway?

At Clearcover, we’re constantly working to provide our customers with better insurance experiences and lower prices. We believe you deserve both.

To start, we adopt the best parts of traditional insurance and improve the not-so-great parts by combining modern technology with a customer-focused mindset. We search for every opportunity to create superior value using innovative thinking.

We believe that blending advanced technology, customer insight, and a little common sense allows us to build you a smarter insurance option.

Let’s look at how that works in more detail...

Better savings and better coverage.

Traditional insurance companies are pretty inefficient. So, a big part of your bill each month goes towards paying for a variety of outdated, expensive systems and processes.

We built Clearcover from scratch using the latest technology to automate many traditionally manual tasks - in everything from the purchase process to how you file claims - and eliminate unnecessary spending.

Those cost savings are then passed to you, which means we’ve been able to improve your coverages, and can offer higher coverage limits, all while maintaining lower rates than other insurance companies.

More time back in your day.

Insurance is important, but we understand it’s probably not your favorite thing to deal with. So, we designed (and redesigned) every part of your insurance experience to make insurance easy, simple and convenient.

Our partnerships and technology help you find the best price, select your coverages and purchase in minutes. Have a question about your policy options? Just chat directly with one of our friendly Customer Advocates from your phone or laptop.

Clearcover was built to provide high-quality insurance without the headache, so you can spend less time getting the coverage you need and more time on things you really enjoy.


Clearcover was built to provide high-quality insurance without the headache, so you can spend less time getting the coverage you need and more time on things you really enjoy.

Reliable service and claims.

We also know that insurance isn’t just providing an app or a policy, it’s a promise to be there when something unfortunate happens, when and how you need us.

So, we built tools to address your problems quickly. For example, our digital claims experience allows you to report an accident in minutes, have the claim processed automatically and get paid faster. And what if your car has to be in the shop for repairs? We’ll reimburse you so you can get around how you want.

But we also understand that sometimes you’d rather to talk with someone. That’s why we have reliable, caring people available to help when it’s needed. You can use our app to chat with one of our talented Customer Advocates or call us directly.

Discovering new ways to give you more, for less.

At Clearcover, being smarter also means we’ll never stop learning and striving to make your insurance experience better. Key parts of our technology, like our data-driven API platform, are improving every day, allowing us to find more, and better ways to provide new value and become more efficient.

Because at the end of the day, we think insurance customers deserve more, for less. So, that’s our goal, and that’s smarter car insurance.

What is smarter car insurance, anyway?
Clearcover was built to make car insurance convenient, affordable, and reliable. How do we do it?