What is it?
Medical Payments coverage helps pay for costs associated with injuries to you and your passengers resulting from a covered incident, regardless of who is at fault. It also covers funeral expenses and your own medical expenses if you are hit by a car while walking or biking. This coverage has a single “limit”, which is the maximum amount we will pay per person in a single covered incident.
Do I need it?
While not required, this coverage is affordable and can be used for a variety of expenses.
What is NOT covered?
Medical costs or other expenses involving parties outside of your own vehicle or above your limit
Tom rear-ended Susan. Tom sustained a back injury as a result of the accident. Tom's Medical Payments coverage pays for his medical expenses, even though he was at fault.