It’s easy to make the switch.
You can switch insurers any time—even if your term with your current insurance company isn’t over.
Get a QuoteIt is possible to love your car insurance.
Read Google reviews from customers who switched.
Gabriel Antillon
I changed from Progressive to Clearcover and I saved a lot of money! It was great knowing there other companies that do great quality work and service. Highly recommend this company.
Switched from ⟶ Progressive
Josh Penley
Buying a policy was super easy and quick! Saved me $300 a year over GEICO. Love having the app and quick access to my ID cards.
Switched from ⟶ Geico
Aurelio Puente
I love it. They have great customer service and communication tools. I much prefer having a cheaper rate and good communication than having a dedicated adjuster that takes weeks to get back to me (Liberty Mutual)
Switched from ⟶ Liberty Mutual
Jamie Vita
I was able to easily take care of everything online within 10 minutes and by switching from Farmers Insurance, I was able to save over a hundred dollars and got better coverage. Highly recommended.
Switched from ⟶ Farmers Insurance
Elida Alvarado
I am very pleased with the service. Insurance is almost half the price I was paying before with AAA.
Switched from ⟶ AAA
Tina A.
I had a great time w/ my representative Kimberly… And she saved me hundreds of dollars (compared to Mercury, Esurance and State Farm - my previous insurances). I highly recommend her as a rep, and recommend Clearcover insurance.
Switched from ⟶ Mercury Insurance
Ronnie Rivera
I found Clearcover to be honest and very fair with thier pricing. For example, I was previously with State Farm with liability only insurance. My quote from Clearcover insurance gave me equal liability but for just a few dollars more ($3 actually) they provided me with full coverage.
Switched from ⟶ State Farm
Meet the 60-Second Coverage Wizard
Not sure which car insurance coverages you need? Answer a few questions and watch the magic happen.
First, an easy question:
Do you have a vehicle?
You need Liability Coverage.
Everyone does—it’s the law. Liability insurance protects other people and their property when you cause the damage. It includes Bodily Injury coverage and Property Damage coverage.
No vehicle? You probably don't need car insurance.
Need car insurance to drive a car that doesn't belong to you? You need a specialty policy called Non-Owners Insurance. (Unfortunately, we don't sell it.)
Let’s say your car was damaged by a storm or by an accident you caused. Do you want your insurance to help pay to repair or replace it?
You chose Comprehensive/Collision coverage.
Good call! It’ll help pay to repair or replace your vehicle in a bunch of unpleasant circumstances, like theft, storm damage, or an at-fault accident. (You’re in good company, too. Most people add this to their policy.)
Okay. Are you currently making payments on your vehicle?
You’re likely required to purchase Comprehensive/Collision coverage. It’s mandatory for financed cars.
(Comprehensive/Collision coverage pays to repair or replace your vehicle in a bunch of unpleasant circumstances, like theft, storm damage, or an at-fault accident. Most drivers purchase it.)
Got it. We won’t add Comprehensive/Collision to your list for now.
Consider it for the future, though! It’s a useful coverage that helps to repair or replace your vehicle in a bunch of unpleasant circumstances, like theft, storm damage, or an at-fault accident.
Do you want your car insurance to cover your medical bills, no matter who caused the accident?
Good choice!
Uninsured/Underinsured Motorists Bodily Injury coverage help you pay your medical expenses if you’re in an accident caused by someone who either isn’t insured or doesn’t have enough insurance to cover your bills. (1 in 8 US drivers is uninsured!)
Medical Payments and Personal Injury Protection are coverages that help cover your medical expenses after an accident—even if you're at fault.
Okay, we won’t add Medical Payments (or similar Personal Injury Protection) or Uninsured/Underinsured Motorist Bodily Injury to your list for now.
Keep in mind that if you don’t get these coverages, you’ll need to pay for all your post-accident medical bills some other way—either out-of-pocket or through your personal health insurance.
No problem. We’ll help you think it through.
Do you have a health insurance policy that covers auto accidents and has a low deductible?
Keep in mind that if you don’t get these coverages, you’ll need to pay for all your post-accident medical bills some other way—either out-of-pocket or through your personal health insurance.
In that case, you’ll probably want coverage for medical bills.
Uninsured/Underinsured Motorists Bodily Injury coverage help you pay your medical expenses if you’re in an accident caused by someone who either isn’t insured or doesn’t have enough insurance to cover your bills. (1 in 8 US drivers is uninsured!)
Medical Payments and Personal Injury Protection are coverages that help cover your medical expenses after an accident—even if you're at fault.
Now, let’s say your car is in the shop because of an accident. Do you want your insurer to help you get around while you wait for the repair?
Great—we’ll include Alternate Transportation coverage.
While others insurers only cover the cost of a rental car, Clearcover provides a cash payout to use for whatever transportation is best for you. (Uber rides, a rental car, a couple scooter trips—whatever works for you, works for us.)
One more question…
Got it. We won’t include Alternate Transportation coverage.
Just so you know, Clearcover’s Alternate Transportation Coverage, isn’t limited to rental cars. We pay you cash that you can spend on whatever transportation is best for you. (Uber rides, a rental car, an albatross—whatever works for you, works for us.)
Would you like some help for things such as a flat tire, out of gas, dead battery, locked out or stuck?
Roadside Assistance is what you want!
It covers the cost of sending a service technician when you need help on the road.
Well done! Let’s take a look at the coverages you chose.
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Liability Coverage
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Bodily Injury
Helps cover the cost of injuries to others if you cause an accident.
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Property Damage
Helps cover the costs to others property damaged by an accident you caused.
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Vehicle Coverage
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Comprehensive
Helps pay to repair or replace your vehicle if it’s stolen or damaged in an incident that’s not a collision.
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Collision
Helps pay to repair or replace your vehicle if it’s damaged in an accident.
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Medical Coverage
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Un/Underinsured Bodily Injury
Covers costs associated with injuries to you and your passengers recieved in an accident with an uninsured or underinsured driver.
Medical/Personal Injury ProtectionAssist in the covering of medical bills you or your passengers sustain in an accident.
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Specialty
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Alternate Transportation
Provides you with cash to get around if your vehicle is unusable due to a covered incident.
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Roadside Assistance
Covers cost of towing or roadside service resulting from a mechanical or electrical breakdown.
Want to save up to 45% on this policy?
We’re taking smarter insurance nationwide.
Not in your state? We’ll be there soon. Enter your info, and we’ll let you know when we are.
These are paid endorsements from real customers. Individual premiums may vary. All applicants are subject to Clearcover's underwriting requirements.