We built affordable car insurance that’s smarter, faster and puts you in control.

Find the right coverage.

Not sure which coverage you need? Answer a few questions in our Coverage Wizard and watch the magic happen.

File claims instantly.

Just snap some pics, answer a few questions and track the claim process—all in the palm of your hand.

Get paid fast. Really fast.

Covered claims can be paid in as little as 7 minutes! Most are paid in less than a week.

We’re here when you need us.

Help is right at your fingertips, or chat with a customer advocate – we’re always here for you.

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All in our award-winning app.

The fastest payments in the business.

Other companies can take weeks to issue claims payments, and that’s not good enough. We offer the fastest claims-to-coverage process anywhere.

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Current payment record
0 1 2 3 4 5 6 7
minutes
Michael H.

Annual savings: $1,080

Switched from ⟶ Progressive
Amber E.

Annual savings: $2,000+

Switched from ⟶ American Family
Darian B.

Annual savings: $480

Switched from ⟶ Geico
Jessica N.-C.

Annual savings: $2,000+

Switched from ⟶ Progressive
Group 3

Insurance you can love. See why.

:30 sec

Paid endorsements. Individual premiums will vary by customer. All applicants are subject to Clearcover's underwriting requirements.

We’re different.
Here’s why it matters.

Kyle Nakatsuji

Founder and CEO
Group 3
Kyle Kyle
How do you pay claims so fast?

With Clearcover, payment on eligible claims can be issued in minutes, not days. Our machine learning model instantly validates coverages and determines eligibility for expedited payment.

What makes your app better than the one I use now?

We built this insurance company from the ground-up. Our technology makes it fast and secure and we made it easy-to-use to submit a claim, get paid fast, make a payment or get help—all at your fingertips.

How are you able to offer such great rates?

We’re a modern insurance company. By using technology, we’re able to operate more efficiently. This allows us to provide better service, clarity and value to our customers.

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We’ll always go that extra mile for you.

Unlike other insurance companies, we never stop finding new ways for you to get more for your money.

Alternate Transportation: get around your way

Record Fast Payment

Record Fast Payment: current record 7 minutes

Coverage Wizard

Coverage Wizard: learn what you really need

Award-Winning App

Award-Winning App: two years in a row

You can switch anytime.

Even if you already have insurance, you can make a switch. Get a no-obligation quote in minutes.