Consent to Electronic Transactions

You may elect to receive certain documents that Clearcover Insurance Company and our affiliates (“Clearcover”, “we” or “our”) choose to make available to you electronically, including, but not limited to your application, policy documents, policy communication, claim communication, and renewal documents (“Documents and Communications”) and other communications related to your use of Clearcover.com and/or our mobile application, and any insurance products you purchase through either of the foregoing. By accepting the terms of our e-delivery service, you agree that the Documents and Communications that we provide to you through the e-delivery service satisfy any legal requirement that such Documents and Communications be in writing. Documents and Communications provided to you electronically may be provided (i) by email, (ii) by access to a website designated in an email notice from Clearcover to you, or (iii) to the extent permissible by law, by access to a website generally designated in advance for such purpose.

You may withdraw your consent to receive Documents and Communications in electronic form by contacting us at help@clearcover.com. To withdraw your consent, you must either email us at help@clearcover.com with the following subject line “WITHDRAW ELECTRONIC CONSENT” or contact us as described in the “Contact Us” section below. The body of the email should include your name, policy number, effective and expiration dates of the policy. Once we process your request to withdraw your consent to receive Documents and Communications in electronic form, you will no longer receive Documents and Communications in electronic form. Any withdrawal of your consent to receive electronic Documents and Communications will be effective only after we have a reasonable period of time to process your withdrawal.

You are responsible for providing us with a true, accurate and complete email address, contact and other information related to this Consent to Electronic Transactions and to our services and to maintain and update promptly any changes in that information. You can update your information by contacting us at help@clearcover.com.

In order to access, view and retain electronic Documents and Communications that we make available to you, you must have:

• An internet browser that we support, which includes the current version of Safari, Firefox, Chrome, Mac OSX Safari, Safari iOS, Chrome iOS, and Chrome for Android. By “Current Version,” we mean a version of the software that is currently being supported by its publisher.
• Local, electronic storage capacity to retain Documents or Communications or a printer to print them;
• A valid email account and software to access that email account;
• An up-to-date device or devices (e.g., computer, tablet, mobile phone, etc.) suitable for connecting to the Internet;
• An operating system capable of receiving, accessing and displaying Documents and Communications from us in electronic form via text-formatted email or access to our website using a supported browser.

We will send no paper copy of any Documents and Communications to you unless you request it or we otherwise deem it appropriate to do so. You can obtain a paper copy of your electronic Documents and Communications by printing it yourself or by requesting that we mail you a paper copy. To request a paper copy of any particular Documents and Communication be mailed to you, contact us at help@clearcover.com. Please make sure to state that you are requesting a paper copy of particular Documents and Communications. We do not charge a fee for providing a paper copy of Documents and Communications. All Documents and Communications in electronic or paper format from us to you will be considered “in writing”. You should print or download for your records a copy of this Consent to Electronic Transactions and any other Documents and Communications we send to you.

Clearcover reserves the right, in our sole discretion, to discontinue the provision of electronic Documents and Communications, or to terminate or change the terms and conditions on which we provide electronic Documents and Communications. We will provide you with notice of any such termination or change as required by law.

By selecting “I agree” you signify that you have read and understood this Consent to Electronic Transactions and that you agree:

• to receive electronic Documents and Communications as described in this Consent to Electronic Transactions;
• that your computer or other device satisfies the hardware and software requirements specified above and that you have provided Clearcover with a current email address at which we may send you electronic Documents and Communications;
• to the use of electronic signatures for electronic Documents and Communications; and that the use of a key pad, mouse or other device to click "I Agree" constitutes your signature, acceptance and agreement as if actually signed by you in writing and has the same force and effect as a signature affixed by hand.