We built affordable car insurance that’s smarter, faster and puts you in control.

Find the right coverage.

Not sure which coverage you need? Answer a few questions in our Coverage Wizard and watch the magic happen.

File claims instantly.

Just snap some pics, answer a few questions and track the claim process—all in the palm of your hand.

Get paid fast. Really fast.

Covered claims can be paid in as little as 7 minutes! Most are paid in less than a week.

We’re here when you need us.

Help is right at your fingertips, or chat with a customer advocate – we’re always here for you.

All in our award-winning app.

The fastest payments in the business.

Other companies can take weeks to issue claims payments, and that’s not good enough. We offer the fastest claims-to-coverage process anywhere.

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Current payment record

7 minutes

Insurance you can love.

Aurelio Puente
5 stars
Aurelio Puente
I love it. They have great customer service and communication tools. I much prefer having a cheaper rate and good communication than having a dedicated adjuster that takes weeks to get back to me.
Switched from ⟶ Liberty Mutual
Gabriel A.
5 stars
Gabriel A.
I changed from Progressive to Clearcover and I saved a lot of money! It was great knowing there are other companies that do great quality work and service. Highly recommend this company.
Switched from ⟶ Progressive
Greta R.
5 stars
Greta R.
With the app, I can view and make changes in seconds. I’m looking to buy a home next year so the $474 savings was important. Clearcover helped me better understand my coverage and what I’m paying for.
Switched from ⟶ American Family
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You can switch anytime.

Even if you already have insurance, you can make a switch. Get a no-obligation quote in minutes.

We’ll always go that extra mile for you.

Unlike other insurance companies, we never stop finding new ways for you to get more for your money.

Alternate Transportation: get around your way

Record Fast Payment

Record Fast Payment: current record 7 minutes

Coverage Wizard

Coverage Wizard: learn what you really need

Award-Winning App

Award-Winning App: two years in a row


How do you pay claims so fast?

With Clearcover, payment on eligible claims can be issued in minutes, not days. Our machine learning model instantly validates coverages and determines eligibility for expedited payment.

What makes your app better than the one I use now?

We built this insurance company from the ground-up. Our technology makes it fast and secure and we made it easy-to-use to submit a claim, get paid fast, make a payment or get help—all at your fingertips.

How are you able to offer such great rates?

We’re a modern insurance company. By using technology, we’re able to operate more efficiently. This allows us to provide better service, clarity and value to our customers.