Clearcover, Inc., its affiliates and subsidiaries (collectively, “Clearcover” or “we” or “us”) own, operate, and provide the websites and mobile applications (collectively, the “Applications”).
This Terms of Service (the "Terms") governs your access to and use of the Applications and form a legally binding contract between you and Clearcover, so please read the Terms carefully.
BY USING OR ACCESSING THE APPLICATIONS, YOU ACCEPT AND AGREE TO THE TERMS AND CONSENT TO THE COLLECTION, USE, DISCLOSURE, AND OTHER HANDLING OF INFORMATION AS DESCRIBED IN OUR PRIVACY POLICY.
IF YOU ARE ACCEPTING ON BEHALF OF A COMPANY, YOU REPRESENT AND WARRANT THAT YOU HAVE FULL AUTHORITY TO ACT FOR AND TO BIND THAT COMPANY, IN WHICH CASE THE TERM “YOU” REFERS TO THAT COMPANY.
As a condition to using the Applications, you affirm that you are either more than 18 years of age, or an emancipated minor, or possess legal parental or guardian consent, and are fully able and competent to enter into the terms, conditions, obligations, affirmations, waivers, representations and warranties set forth in the Terms, and to abide by and comply with the Terms. In any case, you affirm that you are not under the age of 13, as the Applications are not intended for children under 13. If you are under 13 years of age, then please do not use the Applications.
By using or accessing the Applications, you represent and warrant that you are not located in a country subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country, and that you are not listed on any U.S. Government list of prohibited or restricted parties; and
Not all of Clearcover’s products and services, whether or not described in the Applications, are available in all areas of the United States. You may not be eligible for Clearcover’s products and services, whether or not such products and services are described in the Applications. We reserve the right to determine eligibility. Where noted, certain products or services may be subject to specific terms, conditions, representations or agreements. The portions of the Applications related to such products and services provide additional information about terms, conditions, representations, agreements, eligibility and availability.
You must register in order to use and access certain features and functionality of the Applications. You may register by following the registration instructions provided in the Applications. You are responsible for maintaining the security and confidentiality of your account username and password and for maintaining your access to the Internet for purposes of your access to the Applications. You are also responsible for any activity that occurs on your account.
You will notify us immediately if you believe that a third party has obtained your username and password, or if you believe that any unauthorized access or use may occur or has occurred, by contacting our support team at 855-444-1875, email at support@clearcover.com or by contacting us as described in the “Contact Us” section below. For your protection, if we believe that any unauthorized access may occur or has occurred, we may terminate such access without prior notice to you. You also agree that we are permitted to act upon any instructions received using your username and password and to consider such instructions as authorized by you.
We may make certain insurance products and services available to purchase for a fee through the Applications. If you purchase an insurance product via the Applications, charges will be disclosed to you on the Applications before you complete the purchase. If you purchase an insurance product or services via the Applications, your Applications account may include information you provide to us during the insurance application or claims process. You hereby represent and warrant that you will ensure that this information is kept accurate and up-to-date at all times.
The content made available through the Applications (the “Content”) is owned by Clearcover or its respective licensors. Any insurance purchasing conclusions and decisions such as coverage amounts, limits and deductibles are completely and solely in your discretion. The Applications and Content should not be construed as rendering tax, legal, investment, accounting, or insurance advice. The posting of any prospectus or any other information is not a recommendation or opinion for you to buy or sell any product or participate in any transaction involving Clearcover or any other party. At the time of a claim, coverage will be determined in accordance with the terms and conditions of the insurance policy and not the Terms. Accordingly, you are encouraged to review and understand your actual policy documentation prior to making any purchase decision.
All quotes generated by Clearcover are based upon the information you provided and are not a contract, binder, or agreement to extend insurance coverage. Any coverage descriptions provided on the Applications are general descriptions of available coverages and are not a statement of insurance contract. To obtain coverage you must submit an application to Clearcover in the manner we permit. All insurance applications are subject to underwriting approval. Coverages and availability may vary by state; and additional minimum coverage limits may be required in your state.
In connection with this insurance, we may request and review (from a third party consumer reporting agency) your credit report or obtain or use a credit-based insurance score based on information contained in that report. We will not review your credit report or obtain or use a credit-based insurance score in states where this is prohibited. An insurance score uses information from your credit report to help predict how often you are likely to file claims and how expensive those claims will be. Typical items from a credit report that could affect a score include, but are not limited to, the following: payment history, number of revolving accounts, number of new accounts, the presence of collection accounts, bankruptcies, and foreclosures.
If we accept your insurance application, we may accept payment via credit card or other electronic payment service. We or our third party payment processing partner will bill you based on the information you provide and we accept. All currency references are in U.S. dollars. If the credit card or other payment information you provide is invalid for any reason, or if you charge back your credit card or other payment mechanism for fees due, we may suspend or terminate any or all of the services and products we provide to you. We may automatically charge the card or other payment mechanism for recurring premiums or other recurring fees, the amount of which may change depending on policy changes you initiate and other factors approved by insurance regulatory authorities. Your policy is for the term specified in your insurance contract.
You may elect to receive certain documents that Clearcover chooses to make available to you electronically, including, but not limited to, your application, policy documents, policy communication, claim communication, bills and billing notices, and renewal documents (“Documents and Communications”) and other communications related to your use of the Applications, and any insurance products you purchase through the Applications. By accepting the receipt of electronic transmissions, you agree that the Documents and Communications that we provide to you in electronic form satisfy any legal requirement that such Documents and Communications be in writing. Documents and Communications provided to you electronically may be provided (i) by email, (ii) by access to a website designated in an email notice from Clearcover to you, or (iii) to the extent permissible by law, by access to a website generally designated in advance for such purpose.
You may withdraw your consent to receive Documents and Communications in electronic form by contacting us at support@clearcover.com. To withdraw your consent, you must either email us at support@clearcover.com with the following subject line “WITHDRAW ELECTRONIC CONSENT” or contact us as described in the “Contact Us” section below. The body of the email should include your name, policy number, and effective and expiration dates of the policy. Once we process your request to withdraw your consent to receive Documents and Communications in electronic form, you will no longer receive Documents and Communications in electronic form. Any withdrawal of your consent to receive electronic Documents and Communications will be effective only after we have a reasonable period of time to process your withdrawal.
You are responsible for providing us with a true, accurate, and complete email address, contact, and other information related to this Consent to Electronic Transactions and to our services and to maintain and update promptly any changes in that information. You can update your information by contacting us at help@clearcover.com.
In order to access, view, and retain electronic Documents and Communications that we make available to you, you must have:
We will send no paper copy of any Documents and Communications to you unless you request it or we otherwise deem it appropriate to do so. You can obtain a paper copy of your electronic Documents and Communications by printing it yourself or by requesting that we mail you a paper copy. To request that a paper copy of any particular Document or Communication be mailed to you, contact us at help@clearcover.com. Please make sure to state that you are requesting a paper copy of a particular Document or Communication. We do not charge a fee for providing a paper copy of Documents and Communications. All Documents and Communications in electronic or paper format from us to you will be considered “in writing”. You should print or download for your records a copy of any Documents and Communications we send to you.
Clearcover reserves the right, in our sole discretion, to discontinue the provision of electronic Documents and Communications, or to terminate or change the terms and conditions on which we provide electronic Documents and Communications. We will provide you with notice of any such termination or change as required by law.
By accepting the Terms of Service, you agree:
You may elect to report an insurance claim via the Applications where available. Any such reporting is subject to the applicable insurance policy. If you have any questions concerning the coverage afforded by your policy, please visit the Clearcover support page on the Applications, contact us by phone at 855-444-1875, by email at support@clearcover.com or contact us as described in the “Contact Us” section below.
Subject to the Terms and our policies (including policies made available to you within the Applications), we grant you a limited, non-exclusive, non-transferable, non-sublicenseable, non-exclusive, and revocable right to access and use the Applications solely for your private, personal, non-commercial use.
All title, ownership and intellectual property rights in and to the Applications are owned by us or our licensors. You acknowledge and agree that the Applications contain proprietary information that is protected by applicable intellectual property and other laws. You shall not, directly or indirectly through or with one or more other persons, copy, modify, rent, lease, loan, sell, distribute, perform, display or create derivative works based on the Applications, in whole or in part. You may own the physical media on which elements of the Applications are delivered to you, but we retain full and complete ownership of the Applications.
If Applications are configured to enable the use of software, content, or other materials owned or licensed by us, we grant you, subject to the Terms and our policies (including policies made available to you within the Applications), a limited, non-exclusive, non-transferable, non-sublicenseable, revocable right to access and use such software, content, or other material solely for your private, personal, non-commercial use.
Software that we provide you may automatically download and install upgrades, updates, or other new features. You may be able to adjust these automatic downloads through your device’s settings.
You shall not circumvent or disable any content protection system or digital rights management technology used with any of the Applications; decompile, reverse engineer, disassemble or otherwise reduce any Applications to a human-readable form; remove identification, copyright or other proprietary notices; or, access or use any Applications in an unlawful or unauthorized manner or in a manner that suggests an association with our products, services, or brands.
Certain software code incorporated into or distributed with the Applications may be licensed by third parties under various “open-source” or “public-source” software licenses (collectively, the “Open Source Software”). Notwithstanding anything to the contrary in these Terms, the Open Source Software is not licensed under these Terms and instead is separately licensed pursuant to the terms and conditions of their respective open-source software licenses. You agree to comply with the terms and conditions of such open-source software license agreements.
You shall not access or use the Applications for any purpose that is unlawful or prohibited by the Terms, or for any other purpose not reasonably intended by us. By way of example, and not limitation, you shall not directly or indirectly through or with one or more other persons:
You are solely responsible for your interactions, if any, with other users of the Applications. We reserve the right, but have no obligation, to monitor disputes between you and other users. If there is a dispute between users of the Applications, or between users and any third party, you agree that Clearcover is under no obligation to become involved. If you have a dispute with one or more other users, or any third party relating to the Applications, you release Clearcover, its officers, employees, agents, and successors from claims, demands, and damages of every kind or nature, known or unknown, suspected or unsuspected, disclosed or undisclosed, arising out of or in any way related to such disputes and/or our Applications. If you are a California resident, you shall and hereby do waive California Civil Code Section 1542, which says: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor."
We are not responsible for any unavailability or interruptions of the Applications for any reason. You may report technical issues to us as described in the “Contact Us” section below. We will use reasonable efforts to remedy the technical issues that we can replicate.
You are responsible for any data, SMS messaging, and other charges imposed by third parties that you may incur by using our Applications. If you are unsure what those charges may be, you should ask your mobile, carrier, or other service provider before using the Applications. When you access the Applications through a network, service provider’s messaging, data and other rates and fees will apply. Downloading, installing or using certain Applications may be prohibited or restricted by your network provider and not all Applications may work with your network provider or device.
You can also disable GPS functionality on your mobile device or choose not to submit current location when prompted. By disabling such functionality or choosing not to submit current location when prompted, we may not be able to promptly locate you or provide certain functionalities in the Applications that rely on our receipt of such information.
You can also choose to accept push notifications through the Applications by changing the settings associated with the Applications. Those settings may only be available to you through your mobile device, which is not provided by us.
Your use of Clearcover’s SMS services is expressly conditioned on your acceptance of the conditions of this section.
By consenting to Clearcover’s SMS services, you agree to receive SMS messages from Clearcover through your wireless provider to the phone number provided. When you opt-in to the service, we may send you an SMS message to confirm your signup. Service-related messages may include updates, alerts, and other service-related information. Promotional messages may include promotions, specials, and other marketing offers (e.g., reminder to finish your quote).
You can cancel the SMS service at any time by texting “STOP” to the number provided. After you send the SMS message “STOP” to us, we will send you an SMS message to confirm that you have been unsubscribed. Once unsubscribed, you will no longer receive SMS messages from us.
If at any time you forget what keywords are supported, you can text “HELP” to the number provided. After you send the SMS message “HELP” to us, we will respond with instructions on how to use our service, as well as how to unsubscribe.
We are able to deliver messages to the following mobile phone carriers: Major carriers: AT&T, Verizon Wireless, Sprint, T-Mobile, MetroPCS, U.S. Cellular, Alltel, Boost Mobile, Nextel, and Virgin Mobile. Minor carriers: Alaska Communications Systems (ACS), Appalachian Wireless (EKN), Bluegrass Cellular, Cellular One of East Central IL (ECIT), Cellular One of Northeast Pennsylvania, Cincinnati Bell Wireless, Cricket, Coral Wireless (Mobi PCS), COX, Cross, Element Mobile (Flat Wireless), Epic Touch (Elkhart Telephone), GCI, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri), Illinois Valley Cellular, Inland Cellular, iWireless (Iowa Wireless), Keystone Wireless (Immix Wireless/PC Man), Mosaic (Consolidated or CTC Telecom), Nex-Tech Wireless, NTelos, Panhandle Communications, Pioneer, Plateau (Texas RSA 3 Ltd), Revol, RINA, Simmetry (TMP Corporation), Thumb Cellular, Union Wireless, United Wireless, Viaero Wireless, and West Central (WCC or 5 Star Wireless).
Message and data rates may apply for any messages sent to you from us and from you to us. Message frequency varies. If you have any questions about your text plan or data plan, you should contact your wireless provider.
Receipt of each text message may be delayed, or prevented by factors affecting your mobile carrier and/or other factors outside of our control. Neither we, nor our affiliates, will be liable for losses or damages arising from (a) non-delivery, delayed delivery, or misdirected delivery of a text message; (b) inaccurate or incomplete content in a text message; or (c) your use or reliance on the contents of any text message for any purposes. Carriers are not liable for delayed or undelivered messages.
For any questions about the SMS services provided by Clearcover, you can send an email to support@clearcover.com.
The Terms apply to your use of the Applications, including mobile applications (each, a “Mobile App”) available via the Apple, Inc. (“Apple”) App Store market or the Google, Inc. (“Google”) Google Play market. The following additional terms also apply to each Mobile App:
The Applications may include gateways, links, or other functionality that allow you to access third party services or websites (“Third Party Services”) and third party content and materials (“Third Party Materials”). We do not supply and are not responsible for any Third Party Services or Third Party Materials, which may be subject to their own licenses, end-user agreements, privacy and security policies, terms of service, and terms of use.
We may, now or in the future, allow you to link your account with us to one or more of your Third Party Services accounts (each, a “Linked Account”). Clearcover is not responsible for any actions that providers of such Third Party Services and Third Party Materials may take or any information they may collect. If you link your Applications account to a Linked Account, you are authorizing us to use and access the Linked Account in connection with your access to and our provision of the Applications. You agree and acknowledge that you are authorizing us to (a) store and use your access credentials to access your Linked Account on your behalf as your agent; (b) integrate your experience with the Applications with the contacts, preferences, interests, “likes”, and any other Third Party Materials made available through the Linked Account; and (c) update or contact you through the Linked Account through any means made available through the Third Party Service.
You understand that content (including any text, graphic, audio, video, transcripts, log files, or other content) made available or transmitted via the Applications by a user or generated in connection with your use of or access to the Applications (“User Content”), whether privately transmitted or made publicly available, is the sole responsibility of the user who generated such User Content. You, not us, are responsible for all User Content that you transmit via, make available on, or is generated in connection with your use of or access to the Applications. In no event will we be liable in any way for User Content. You may access and use such User Content solely as intended through the provided functionality of the Applications and as permitted under the Terms.
With respect to User Content you make available or transmit via the Applications, to the extent permitted by law and consistent with our Privacy Policy, you grant us an irrevocable, non-exclusive, perpetual, royalty-free, worldwide license to use, display, copy, distribute, modify, make derivative works of, sell, and import the User Content in connection with the products and services owned, licensed or developed by us and our licensors.
If you are a copyright owner or an agent thereof and believe that any User Content infringes upon your copyrights, you may submit a notification pursuant to the Digital Millennium Copyright Act (“DMCA”) by providing our Copyright Agent with the following information in writing (see 17 U.S.C. § 512(c)(3) for further detail):
You may direct copyright infringement notifications to our DMCA Agent as follows:
Clearcover, Inc.
Attn: Bill Raniere,
33 West Monroe Street, Suite 1750
Chicago, IL 60603
support@clearcover.com
Only DMCA notices should go to the Copyright Agent; any other feedback, comments, requests, and other communications should be directed to Clearcover as detailed in the “Contact Us” section below. You acknowledge that if you fail to comply with all of the requirements of this section, your DMCA notice may not be valid.
We always love to hear from our users. Your suggestions, comments or other feedback (collectively, “Feedback”) to us with respect to our offerings and services, including the Applications, are welcomed by us. Feedback is voluntary and we are not required to hold it in confidence. We may use Feedback for any purpose. You hereby grant us an irrevocable, non-exclusive, perpetual, royalty-free, worldwide license to use, display, copy, distribute, modify, make derivative works of, sell, and import the Feedback in connection with the products and services owned, licensed or developed by us and our licensors.
The Applications may contain advertisements. In consideration for Clearcover letting you access and use the Applications, you agree that we and our third-party partners may place advertising on the Applications. Because the Applications contain User Content, advertising may sometimes appear near your User Content. To learn more about how Clearcover collects and uses customer information for advertising purposes, please refer to our Privacy Policy. If you do not want us to share your personal information with unaffiliated or non-agent third parties for promotional purposes, you can opt out by contacting us as provided in the “Contact Us” section below.
If we determine, in our sole discretion, that you violated the Terms, we may suspend or cancel your account or terminate your use of and access to the Applications. Nothing in the Terms prevents us from pursuing other remedies in connection with your violation of the Terms.
We may also suspend or terminate the Applications or a user’s account, in whole or in part, in order to prevent damages to the Applications or to comply with any law, court order, or other governmental request.
We may also terminate your use of and access to the Applications at any time, for any reason, and without advance notice.
To the extent permitted by applicable law, you agree to indemnify and hold harmless, and to defend at our option, Clearcover, its affiliates, officers, members, managers, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from: (i) your use of the and access to the Applications; (ii) your violation of the Terms; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right; or (iv) any claim that your User Content caused damage to a third party. This defense and indemnification obligation will survive termination of your use of and access to the Applications.
We reserve the right to access, read, preserve, and disclose any information as we reasonably believe is necessary to: (i) satisfy any applicable law, regulation, legal process, subpoena or governmental request; (ii) enforce these Terms, including investigation of potential violations of it; (iii) detect, prevent, or otherwise address fraud, security or technical issues; (iv) cooperate with law enforcement authorities; (v) respond to user support requests; or (vi) protect our, our users' or the public's rights, property or safety.
THE APPLICATIONS ARE PROVIDED “AS IS” AND “AS AVAILABLE” AND TO THE EXTENT PERMITTED BY LAW WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT REPRESENT OR WARRANT THAT: (A) THE APPLICATIONS WILL ALWAYS BE SECURE, ERROR-FREE, OR TIMELY; (B) THE APPLICATIONS WILL ALWAYS FUNCTION WITHOUT DELAYS, DISRUPTIONS, OR IMPERFECTIONS; OR (C) THAT ANY CONTENT, USER CONTENT, OR INFORMATION YOU OBTAIN ON OR THROUGH THE APPLICATIONS WILL BE TIMELY OR ACCURATE.
WE DO NOT WARRANT THAT YOUR ACTIVITIES OR ACCESS TO OR USE OF THE APPLICATIONS IS LAWFUL IN ANY PARTICULAR JURISDICTION AND, IN ANY EVENT, WE SPECIFICALLY DISCLAIM SUCH WARRANTIES. YOU UNDERSTAND THAT BY ACCESSING OR USING THE APPLICATIONS, YOU ACT AT YOUR OWN RISK. THE APPLICATIONS MAY BE USED TO ACCESS AND TRANSFER INFORMATION OVER THE INTERNET. YOU ACKNOWLEDGE AND AGREE THAT WE AND OUR VENDORS AND LICENSORS DO NOT OPERATE OR CONTROL THE INTERNET AND THAT (A) VIRUSES, WORMS, TROJAN HORSES, OR OTHER UNDESIRABLE DATA OR SOFTWARE; OR (B) UNAUTHORIZED THIRD PARTIES (e.g., HACKERS) MAY ATTEMPT TO OBTAIN ACCESS TO AND DAMAGE YOUR ACCOUNT, USER CONTENT, HARDWARE, OR NETWORKS. WE WILL NOT BE LIABLE FOR ANY SUCH ACTIVITIES.
CLEARCOVER TAKES NO RESPONSIBILITY AND ASSUMES NO LIABILITY FOR ANY CONTENT THAT YOU, ANOTHER USER, OR A THIRD PARTY CREATES, UPLOADS, POSTS, SENDS, RECEIVES, OR STORES ON OR THROUGH THE APPLICATIONS. YOU UNDERSTAND AND AGREE THAT YOU MAY BE EXPOSED TO CONTENT THAT MIGHT BE OFFENSIVE, ILLEGAL, MISLEADING, OR OTHERWISE INAPPROPRIATE, NONE OF WHICH CLEARCOVER WILL BE RESPONSIBLE FOR.
ALL THIRD PARTY MATERIALS AND THIRD PARTY SERVICES ARE PROVIDED AS-IS, WITHOUT WARRANTIES OF ANY KIND. WE MAKE NO WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, RELATING TO ANY PRESENT OR FUTURE METHODOLOGY EMPLOYED IN OUR GATHERING OR REPRODUCING OF ANY THIRD PARTY MATERIAL OR THIRD PARTY SERVICES, OR AS TO THE ACCURACY, CURRENCY, OR COMPREHENSIVENESS OF THE SAME.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WE, OUR VENDORS, OUR LICENSORS, OR SUPPLIERS HAVE ANY LIABILITY TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT DAMAGES, OR INCIDENTAL, CONSEQUENTIAL, OR SPECIAL LOSS DAMAGES, INCLUDING EXEMPLARY AND PUNITIVE DAMAGES, OF ANY KIND OR NATURE RESULTING FROM OR ARISING OUT OF THE TERMS OR THE APPLICATIONS. THE TOTAL LIABILITY OF US AND OUR VENDORS, LICENSORS AND SUPPLIERS TO YOU OR ANY THIRD PARTY ARISING OUT OF THE TERMS AND THE APPLICATIONS, REGARDLESS OF WHETHER UNDER A CONTRACT, TORT, OR OTHER THEORY OF LIABILITY, FOR ANY AND ALL CLAIMS OR TYPES OF DAMAGES WILL NOT EXCEED ONE HUNDRED DOLLARS ($100).
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE TERMS, OR YOUR USE OF AND ACCESS TO THE APPLICATIONS, THAT YOU FILE AGAINST US MUST BE FILED WITHIN SIX MONTHS (6) MONTHS AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR BE FOREVER BARRED.
The Applications are hosted in the United States. If you are using or accessing the Applications from outside the United States or any other region with laws or regulations governing personal data collection, use and disclosure that differ from the United States laws, please be advised that through your use of the Applications, which are governed by U.S. law, you are transferring information to the United States and you consent to that transfer.
The laws of the State of Illinois and applicable United States law govern all matters arising out of or relating to the Terms and the Applications, including, without limitation, interpretation, construction, performance, and enforcement, without giving effect to such state’s conflicts of law principles or rules of construction concerning the drafter hereof. You hereby irrevocably and unconditionally submit to the jurisdiction of the federal and state courts located in Cook County, Illinois for the purpose of any suit, action, or other proceeding arising out of or based upon the Terms and your access to or your use of the Applications, which courts are the exclusive forum for any such suit, action, or other proceeding.
If any provision of the Terms is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions of the Terms will not be affected or impaired.
The headings and captions used in the Terms are inserted for convenience only and will not affect the meaning or interpretation of the Terms.
The Terms apply to your use of the Applications only and do not change or alter any other contract or agreement between you and Clearcover. With respect to the Applications, however, the Terms constitute the entire agreement between you and us and supersede any prior agreements, oral or written, between you and us relating to your use of the Applications. The Terms do not create or confer any third-party beneficiary rights except as specified in Section 9 (Additional Terms for Certain Applications). No waiver by Clearcover of any term of the Terms will be deemed a further or continuing waiver of such term or any other term, and Clearcover’s failure to assert any right or provision under the Terms will not constitute a waiver of such right or provision.
The Terms, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be transferred or assigned by Clearcover without restriction.
You can contact us via email support@clearcover.com, via telephone at (855) 444-1875, or at the following address:
Clearcover
P.O. Box 906
Portsmouth, NH 03802
Please include your name, address, and any other information necessary to respond to you.
If you do not wish to receive certain emails from us, you may opt out by following the unsubscribe link and instructions provided in the emails or by contacting us as provided in the “Contact Us” section.
We reserve the right at our discretion to change the Terms at any time. We will post the most current version of the Terms to our website Clearcover.com.
If we make a material change to the Terms, we will notify you by posting a notice on our website or mobile application or by contacting you through the email address associated with your account.
Changes will take effect as described in the notice. If you use the Applications after the change takes effect, you accept the Terms as modified.
Clearcover, Inc. is organized under the laws of the State of Delaware.
Clearcover Insurance Company, a wholly owned subsidiary of Clearcover, Inc., is organized under the laws of the State of Illinois. The company is principally engaged in writing automobile insurance.
Clearcover Insurance Agency, LLC, a wholly owned subsidiary of Clearcover, Inc., is organized under the laws of the State of Delaware and licensed in California.
All companies are domiciled in Chicago, Illinois.